10 /10 Severity

Global Financial Crisis (Subprime Mortgage Crisis)

banking crisis Aug 2007 → Jun 2009

GDP Impact

-3.1%

Countries Affected

120

Duration

22.7 months

Recovery

- months

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Description

The most severe global financial crisis since the Great Depression. Triggered by the collapse of the US housing bubble and subprime mortgage market, leading to major bank failures and a worldwide recession.

Causes

Subprime mortgage lending, housing bubble, complex financial derivatives (CDOs, MBS), excessive leverage, rating agency failures, regulatory gaps.

Consequences

$22 trillion in global wealth destroyed, Lehman Brothers bankruptcy, AIG bailout, global credit freeze, Great Recession, 8.7 million job losses in US.

Country Impacts

Country GDP Loss Unemployment + Duration Recovery
🇬🇷 Greece 9.1% +18.0% 60 mo 120 mo
🇮🇪 Ireland 6.4% +9.0% 24 mo 48 mo
🇩🇪 Germany 5.6% +1.5% 12 mo 18 mo
🇯🇵 Japan 5.4% +1.5% 12 mo 24 mo
🇬🇧 United Kingdom 5.2% +3.5% 18 mo 30 mo
🇺🇸 United States 4.3% +5.0% 18 mo 36 mo
🇪🇸 Spain 4.3% +15.0% 24 mo 72 mo
🇫🇷 France 2.9% +2.0% 15 mo 24 mo
🇮🇳 India 1.0% +0.3% 6 mo 12 mo
🇨🇳 China 0.5% +0.5% 6 mo 12 mo

Quick Facts

Event Type
banking crisis
Start Date
Aug 09, 2007
End Date
Jun 30, 2009
Peak Year
2007